Woodstone Credit Union - Products and Services



	Copyright © 2004 - 2008 Woodstone Credit Union

Home Loans

First Mortgages

Woodstone Credit Union has a home loan partnership with CU Home Mortgage Solutions, LLC, a credit union service organization. This affiliation allows us to offer our members competitive rates and fees along with the high level of service that you expect and deserve.

Through our partnership with CU Home Mortgage Solutions, LLC, you can take advantage of:

Competitive Rates

Various loan programs; many allowing up to 100% financing

Closing date guarantee- loan closes by purchase date specified on Earnest Money Agreement or $500 is deducted from your closing costs

First time home buyers receive $300 off the origination fee

Jumbo financing up to $2 million

100% financing to $550,000 or 80/15 up to $950,000

Service that exceeds our members’ expectations

Local servicing

Our friendly, knowledgeable loan officers are here to help you through the mortgage process. Call us today at (253) 925-6800 or 800-334-9828 to find out more about taking the first step into a mortgage loan that fits your needs.

Second Mortgages

Home Equity Loan. From adding a deck to improving your kitchen, Woodstone's second mortgages are a terrific choice. Woodstone's traditional second mortgage gives you the funds you need with convenient repayment terms. You will receive the entire loan amount up front and will make regular monthly payments. For additional convenience, ask about automatic payments from your Woodstone Checking or Savings Accounts. Here are some of the advantages:

Tax benefit because interest on home loans is usually deductible (consult your tax advisor)
Choose the payment date that works best for you (up to 45 days from the loan approval)
Fixed Annual Percentage Rate and extended terms
Quality personal member focused service
Easy application
Quick response. Loan application can be faxed or mailed to the credit union for fast attention.

Home Equity Line of Credit. Our Home Equity Line of Credit provides you with an easily accessible credit line that's secured by the equity you've earned in your home. This revolving credit line offers a low, variable Annual Percentage Rate and you only make payments when you have a balance. A Home Equity Line of Credit beats the rest for affordable borrowing. Here are just some of the advantages:

Tax benefit because interest on home loans is usually deductible (consult your tax advisor)
Variable Annual Percentage Rate and attractive extended terms for a highly competitive loan
Once a loan advance is taken, payments are required monthly (works like a VISA Credit Card balance)
Quality, personal, member-focused service
Choose the payment date that works best for you (up to 45 days from the loan approval)
Easy application
Quick response. Loan application can be faxed or mailed to the credit union for fast attention.

Protect your loan payment.

Links Disclosure: Links to other web sites found here are provided to assist you in locating information. The fact that there is a link between this web site and another does not constitute a product or program endorsement by Woodstone Credit Union. Woodstone Credit Union has no responsibility for content of the web sites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there. You should review the Privacy Statement of the web sites found at these links. It may differ significantly from our Privacy Statement.