Free Rewards Checking Accounts | Woodstone Credit Union | Federal Way, WA

Online Banking

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Checking

What's better than free?

From cash-back to interest-earning to basic no-frills checking, there’s something for everyone. And with no monthly fee or minimum balance requirement for any of it, you’re free to choose the checking account that’s right for you. We make banking easy – anytime, anywhere – with our convenient VISA® debit card, state-of-the-art mobile and online banking applications, and access to 30,000 surcharge-free ATMs.

Which checking account is right for you?

 

Breakaway Checking

Tandem Checking

Basic Checking

This checking account might be right if you...
  • Want a checking account that offers cash rewards
  • Use your debit card for most purchases
  • Get cash from Co-op and other ATMs
  • Want a checking account that pays a high interest rate
  • Use your debit card for many purchases
  • Get cash from Co-op and other ATMs
  • Want a no-frills checking account with no monthly service fee
  • Get cash from Co-op ATMs
Monthly rewards
  • 2% cash back on debit card purchases up to $500 (up to $10 in rewards per month!)
  • ATM surcharge fee refunds up to $10
  • Earn 1.75% APY on balances up to $10,000; .10% APY on balances over $10,000
  • ATM surcharge fee refunds up to $20
None
Monthly qualifications to get rewards
  • 15 debit card purchases, post and settle
  • Receive e-statements
  • One direct deposit or ACH transaction
  • 12 debit card purchases, post and settle
  • Receive e-statements
  • One direct deposit or ACH transaction
None
No monthly fee Checkmark Checkmark Checkmark
No minimum balance Checkmark Checkmark Checkmark
Surcharge-free access to 30,000 CO-OP ATMS Checkmark Checkmark Checkmark
Free VISA debit card Checkmark Checkmark Checkmark
Free online banking Checkmark Checkmark Checkmark
Free mobile banking Checkmark Checkmark Checkmark
Free online bill payer Checkmark Checkmark  
Free estatements Checkmark Checkmark Checkmark

No minimum to open checking accounts. Member savings account balance of $25 must be maintained to be eligible for products and services.

Open your checking account today.

  • Over the phone: at 253.925.6800 or 800.334.9828
  • In person: at our branch