Health Savings Accounts, HSAs | Woodstone Credit Union | Federal Way Washington

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Health Savings Accounts (HSA)

Helping you save on out-of-pocket health expenses is key part of our member-oriented mission. If you have a high-deductible health plan, our HSA lets you use pre-tax dollars to save for your and your family’s current and future medical expenses. And when you pair our HSA with our HSA Checking account, you’re fully equipped to meet your health-related expenses head-on.

Reasons to Open an HSA

Tax Savings

  • Tax-deductible contributions
  • Tax-free earnings
  • Tax-free withdrawals for qualified medical expenses


  • You decide how much or how little you want to contribute
  • You plan for immediate or forthcoming medical expenses


  • Unlike an FSA, there are no "use it or lose it" rules
  • An HSA remains stable even if you change jobs, marital status, or move to another state

HSA Checking

Conveniently access HSA funds with our HSA Checking Account.

HSA Features:

  • No minimum balance
  • One low annual fee for HSA Savings and HSA Checking
  • Unlimited withdrawals
  • Dedicated HSA VISA debit card and checks
  • Access and manage your HSA with Online Banking
  • Federally insured up to $250,000

Open your HSA today