For everyday improvements and vivid imaginations
The equity in your home represents all of the hard work you did to make it what it is today. There’s no better time than now to make that equity work for you, your family, and your future.
As part of our obligation to support your unique vision for your home and your life, we offer a variety of competitive home equity products powered by the collective effort of people working together.
What can home equity do?
Whether you want to remodel your kitchen, refinance your existing debts, or create a backyard oasis, our home equity loans and HELOCs help ordinary people make larger purchases with flexible terms and low monthly payments.
To borrow a lump sum for a one-time expense, choose a home equity loan, also known as a second mortgage. You’ll benefit from a low, fixed rate for up to 15 years and make fully amortized (interest-plus-principal) payments for the life of the loan.
You can choose a variable or fixed rate when you apply for our HELOC. You can also fix all or part of your variable-rate balance any time during your draw period. And, as you make your principal payments, your available credit increases again. So you can get the cash you need at a rate you can count on.