Mortgage Refinance | Woodstone Credit Union | Federal Way Washington

Fast Track Home Loan

What if you already own a home?

If you already own your home, we can take a look at your current mortgage and your goals and help you decide if the time is right to refinance and:
  • Lower your payment
  • Fix or lower your rate
  • Change your terms
  • Consolidate high-interest debt
  • Help you access equity for home improvements or other large expenses

Fast Track your home loan and pay it off sooner

Paying off your home loan quicker is a great way to shore up your financial future. With our Fast Track Home Loan, you can speed up the time it would currently take to pay off your existing mortgage while likely lowering your monthly payments and saving money over the life of the loan.
  • Shorter terms and low fixed rates that meet your needs and budget: 7-year and 10-year terms available
  • No application fee
  • No prepayment penalty
  • Fast, local loan decisions and servicing

Refinance with a traditional first mortgage

If you would like to lower your rate or payment without shortening your term, consider refinancing with a traditional mortgage. Contact us today for information about our first mortgage programs.