Lifestyle Freedom Loans | Woodstone Credit Union | Federal Way Washington

Lifestyle Freedom Debt Consolidation Loans

Pay off your credit cards faster, lower your monthly payments, and pay less over time.

If rising interest rates and unexpected bills left you starting off the year on the wrong foot, consider consolidating your credit cards and other debts into a Lifestyle Freedom debt consolidation loan.

Why consolidate your credit cards with Woodstone? 

  • While other rates can rise, you’ll be locked into a low, fixed rate for the life of your loan.
  • Keep things simple by making just one payment each month.
  • Pay off your rewards cards with a Lifestyle Freedom loan, and you’ll benefit from a lower interest rate while freeing up your credit line to keep earning rewards.
  • Anyone who lives, works, or worships in Washington can join Woodstone and enjoy all the benefits of membership.

How much can a Lifestyle Freedom debt consolidation loan save you?

Balance $15,000 $15,000  
APR 25.00% 11.74% 13.26%
Monthly Payment $463 $332 $131
Months to Pay Off 396 60 336
Total Interest $30,563 $4,902 $25,661
you could save $25,661 over 5 years

That's right! With a Lifestyle Freedom loan, you would pay off your debt at least 28 years sooner and save $25,661 in interest over the life of your loan!*

See if a debt consolidation loan is right for you by trying our calculator

Simplify and save. Apply today!

  • Online 
  • Call 253.925.6800 or 800.3334.9828
  • Visit your local branch

APR = Annual Percentage Rate. All loans subject to Woodstone lending guidelines. Lifestyle Freedom loan rates range from 11.24% to 22.74% APR. Terms range from 0 to 60 months. Rates are based on personal credit history and term. Your rate may vary.

*Payment examples and comparisons are included for illustrative purposes only. Minimum monthly credit card payment based on a rate of 25% APR paid at 1% of balance owed plus accrued interest.